Expire in: 12 days
Job Title: Senior Mortgage Underwriter - BTL
Location: London, Hybrid 3 days a week in the office
Salary: Up to £60,000
Hours: Monday - Friday 9am - 6pm
Benefits:
25 Days Holiday
Pension scheme
Private healthcare
Discretionary Bonus
Other flexible benefitsAbout the role of Senior Mortgage Underwriter - BTL
Reporting to the Head of Buy-to-Let Underwriting, this role involves assessing and approving new BTL lending proposals in line with company lending policies. You will be responsible for evaluating risk, ensuring loans are suitable and fit for purpose, and clearly communicating lending decisions to all relevant stakeholders.
In this fast-paced and dynamic environment, you will manage a pipeline of cases, making informed underwriting decisions while adhering to internal policies. For cases outside of mandate or policy, you will present lending rationales to the Credit Committee.
You will collaborate closely with Case Managers, BDMs, and Completion Managers, overseeing applications from initial enquiry through to completion.
Responsibilities required for the role of Senior Mortgage Underwriter - BTL
Underwrite new lending proposals in line with policy, documenting and seeking approval for exceptions.
Provide clear, concise lending recommendations for proposals outside mandate parameters.
Present Credit Papers for high-value transactions to the Credit Committee.
Participate in daily deal committees.
Assess and evaluate valuation reports.
Communicate underwriting requirements and decisions effectively to intermediaries.
Collaborate with Case and Completions Managers to ensure understanding of underwriting conditions.Experience required for the role of Senior Mortgage Underwriter - BTL
Minimum 2 years in a mortgage underwriting role
Held a sole signatory mandate of £500k+
Experience of presenting proposals to senior signatories
Strong analytical skills with ability to articulate clear lending rationales and recommendations
Confident in own decision-making abilities
Pragmatic approach to lending
Strong interpersonal skills
Highly numerateFor more information regarding the role of Senior Mortgage Underwriter - BTL please contact us
Stellar Select is acting as an employment agency and is a corporate member of the REC
Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days
Do not include the following in your job application, CV, or cover letter:
You should not be asked for payment or irrelevant information. If you have concerns about a job advert or employer, seek guidance on how to proceed.
Looking for your next career move? Join a top company hiring Senior Buy to Let Underwriter job near me in London! This is your chance to work on exciting projects, grow professionally, and enjoy a rewarding career with competitive pay and excellent benefits. Whether you're an experienced professional or looking to take the next step, this role offers the perfect opportunity to enhance your skills and make an impact. Don’t miss out—apply today via Vita CV and take your career to the next level!
© Vita CV: Registered in England and Wales (16187919).
Vita CV uses cookies to enhance your experience, analyze site traffic, and personalize content. By continuing to browse, you agree to our use of cookies.