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Senior Mortgage Underwriter
Job Posted: 5 days ago
Salary: £ 45,000 - 65,000 / Annum
Job Type: Permanent
Location: Surrey
Expire in: 23 days
Job Description
Job Title: Senior Mortgage Underwriter
Location: Surrey
Salary: £45,000 to £65,000 depending on experience
Hours: Monday to Friday 9 am to 5.30 pm
Benefits:
Company pension (up to 5%)
Private Medical Cover
Income Protection
Death in Service/Life Cover
Cycle to work scheme
Holiday Purchase/Sale
Employee Referral Scheme
Tuition ReimbursementAbout the position of Senior Mortgage Underwriter:
We are working with a fast-growing, specialist lender based in Woking, Surrey, to find an experienced BTL Mortgage Underwriter. This is an exciting opportunity to play a key role in launching a new Buy-to-Let mortgage offering while also contributing to the established second charge lending team as a mandated underwriter.
The role offers more than just day-to-day underwriting, you'll be involved in shaping key elements of the BTL proposition, including designing underwriting manuals, screen layouts, and post-offer processes.
This company offers a dynamic and inclusive workplace with strong values around learning, collaboration, and professional development. Just a short walk from Woking town centre, it's a great place to build a rewarding and varied career in financial services.
Responsibilities for the role of Senior Mortgage Underwriter:
Contribute to the development of the BTL business by using your experience to articulate requirements and develop solutions
Support the creation of underwriting and training manuals for the BTL business
Underwrite 2nd charge mortgage applications, making decisions in line with mandate levels whilst ensuring exceptional customer service is delivered.
When the business is ready, move across to underwriting complex BTL mortgage applications.
Ensure that all lending files are reviewed throughout the underwriting process in accordance with the company's policies and procedures
Ensure the accuracy of customer and loan related data that is captured within the underwriting forms, documents and internal systems.
Establish and maintain effective working relationships with 3rd party business partners.
Manage a pipeline in line with the business priorities while achieving agreed production and quality targets, and annual objectives.
Develop and maintain knowledge of our mortgage products and our bespoke underwriting approach, aligned to the risk appetite, products, and criteria
Ensure that all mandatory training is undertaken.Experience and skills required for the role of Senior Mortgage Underwriter:
Extensive experience of specialist mortgage underwriting, the mortgage intermediary market, its products, marketing approach and processes.
Held a specialist BTL lending mandate for a minimum of 2 years (£500k+ mandate desirable).
Strong team player who is committed, conscientious and hardworking.
A detailed understanding of complex BTL lending types, such as: Portfolio Buy to Let, SPV's, New Build, Contractors, Ex-Pats, Self-Employed, Credit Repair, HMOs and MUBs.
Strong attention to detail.
Proactive, hardworking and flexible attitude to work and be team player
Confident and clear communicator.
Open, honest, reliable and with work with integrity.
Must pay due regard to the interests of customers and treat them fairly.
Proficient in MS Office, credit risk decision systemsFor more information regarding the role of Senior Mortgage Underwriter please get in touch with us.
Stellar Select is acting as an employment agency and is a corporate member of the REC.
Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business daysBefore You Apply
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Looking for your next career move? Join a top company hiring Senior Mortgage Underwriter job near me in Surrey! This is your chance to work on exciting projects, grow professionally, and enjoy a rewarding career with competitive pay and excellent benefits. Whether you're an experienced professional or looking to take the next step, this role offers the perfect opportunity to enhance your skills and make an impact. Don’t miss out—apply today via Vita CV and take your career to the next level!
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