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Underwriter
Job Posted: 13 hours ago
Salary: £ 40,000 - 60,000 / Annum
Job Type: Permanent
Location: L1, Liverpool, Merseyside
Expire in: a month
Job Description
Northreach is a dynamic recruitment agency that connects businesses with top talent in financial services, fintech, and digital sectors. We specialize in providing a seamless recruitment experience for clients and candidates, fostering innovation and professional growth.
The Opportunity
We’re supporting a growing specialist lender in their search for an experienced Bridging Finance Underwriter. This is a fantastic opportunity to join a high-performing underwriting team where you’ll take ownership of cases from initial application through to completion, playing a key role in delivering fast and commercial lending decisions.
If you thrive in a fast-paced lending environment and enjoy working closely with brokers, solicitors, valuers, and internal stakeholders, this role offers both variety and progression.
What You’ll Do
As Underwriter, you’ll manage a diverse caseload, applying sound judgement and analytical thinking to deliver high-quality underwriting decisions.
Key responsibilities include:
* Managing the full lending process from application to drawdown
* Assessing bridging loan applications and analysing creditworthiness
* Preparing detailed credit proposals for Credit Committee
* Reviewing valuation reports and due diligence documentation
* Drafting offer documents and ensuring conditions are satisfied pre-completion
* Liaising with brokers, solicitors, valuers, surveyors and internal teams to progress cases
* Maintaining accurate CRM records and producing reports when required
* Managing expectations professionally and providing updates to all stakeholders
* Supporting continuous improvement across underwriting processes
What You’ll Bring
* Proven underwriting experience within bridging or specialist lending
* Strong understanding of property-based lending, B2B underwriting and risk assessment
* Excellent communication and stakeholder management skills
* Ability to manage a busy caseload while maintaining accuracy and attention to detail
* Analytical mindset with the confidence to make informed decisions
* A proactive, problem-solving mentality and a commitment to great customer outcomes
* Ability to thrive in a fast-paced, collaborative team environment
Nice to Have
* Experience in financial services operations or specialist lending environments
* Exposure to both regulated and unregulated lending
* Appetite to learn, grow and contribute to process improvements
Why Join?
You’ll join a people-focused lender with a strong culture, modern working approach, and commitment to employee wellbeing. Expect a supportive environment, opportunities to develop, and the chance to play a significant role in the continued growth of the underwriting functionBefore You Apply
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